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Savings

Save for What Matters Most

Whether you're building an emergency fund, saving for a home, planning for retirement, or preparing for life's next adventure, Downriver Community Federal Credit Union offers savings solutions designed to help you move forward with confidence.

Helping People Use Money to Accomplish Great Things!

Since 1942, we've provided members with a safe, secure place to save. Today, we continue that tradition by making it simple to choose the savings account that fits your goals and every stage of life.

Why Save with Downriver Community Federal Credit Union?

  • Savings options for every stage of life.
  • Simple access to accounts that help you work toward your goals.
  • Friendly guidance from people who care about your financial success.
  • Federally insured deposits for added peace of mind.

Explore Our Savings Options

Choose from savings accounts designed for everyday saving, youth members, special goals, holiday planning, and higher-balance opportunities. Use the tabs on this page to compare your options and find the account that best fits what you're trying to accomplish.

Need Help Choosing?

Not sure which savings account is right for you? Our team would be happy to review your options and help you take the next step toward your goal.

If you're looking for investment guidance, we can also help schedule an appointment with one of our Investment Partners.

Contact us today or visit any branch to get started.

Your money at Downriver Community Federal Credit Union is federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an independent agency of the United States Government.

Special Savings

Give Your Savings a Purpose

Whether you're planning a dream vacation, saving for a new vehicle, building an emergency fund, or preparing for a future home, a Special Savings Account can help you stay focused on your goals and make steady progress toward accomplishing great things.

Helping People Use Money to Accomplish Great Things!

Personalize Your Savings Goals

Because every goal is unique, you can create customized account names that make it easy to organize and track your progress. Give your account a name that reflects what you're working toward, such as:

  • Family Vacation Fund
  • First Home Fund
  • Dream Wedding Fund
  • New Car Savings
  • Emergency Savings
  • Holiday Gift Fund

Stay Organized and Motivated

Separating your savings from your everyday accounts can help you stay focused and see your progress along the way.

Your personalized account names appear in Online Banking, on your statements, and when visiting a branch, making it simple to organize your savings around what matters most to you.

Account Features

  • No minimum balance requirement.
  • Personalized account names for your savings goals.
  • Easy access through Online Banking.
  • Daily dividends paid quarterly.
  • A simple way to save for life's goals and milestones.
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