Savings
Save for What Matters Most
Whether you're building an emergency fund, saving for a home, planning for retirement, or preparing for life's next adventure, Downriver Community Federal Credit Union offers savings solutions designed to help you move forward with confidence.
Helping People Use Money to Accomplish Great Things!
Since 1942, we've provided members with a safe, secure place to save. Today, we continue that tradition by making it simple to choose the savings account that fits your goals and every stage of life.
Why Save with Downriver Community Federal Credit Union?
- Savings options for every stage of life.
- Simple access to accounts that help you work toward your goals.
- Friendly guidance from people who care about your financial success.
- Federally insured deposits for added peace of mind.
Explore Our Savings Options
Choose from savings accounts designed for everyday saving, youth members, special goals, holiday planning, and higher-balance opportunities. Use the tabs on this page to compare your options and find the account that best fits what you're trying to accomplish.
Need Help Choosing?
Not sure which savings account is right for you? Our team would be happy to review your options and help you take the next step toward your goal.
If you're looking for investment guidance, we can also help schedule an appointment with one of our Investment Partners.
Contact us today or visit any branch to get started.
Your money at Downriver Community Federal Credit Union is federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an independent agency of the United States Government.
Christmas Club
Enjoy the Holidays Without the Financial Stress
The holidays should be filled with joy, traditions, and making memories with the people you love — not worrying about how you'll pay for gifts, meals, travel, and celebrations.
A Christmas Club account makes it easy to save a little throughout the year so you can feel more prepared when the holiday season arrives.
Helping People Use Money to Accomplish Great Things!
Save Throughout the Year
You can open a Christmas Club account at any time and build your holiday savings through convenient payroll deduction or deposits made in person.
Funds and earnings become available on November 1 each year, giving you plenty of time to prepare for holiday shopping and year-end celebrations.
Account Features
- No minimum balance requirement.
- Open an account any time during the year.
- Convenient payroll deduction available.
- Additional deposits may be made in person.
- Earn daily dividends paid quarterly.
- Funds become available on November 1 each year.
Start Planning for the Holidays Today
A little saved throughout the year can make a big difference when the holiday season arrives. Visit any Downriver CU office to open your Christmas Club account and start preparing for a more joyful and financially stress-free holiday season.
