Auto Loans
Whether you're purchasing your first vehicle, upgrading for your growing family, or looking to lower your current payment, Downriver CU provides simple financing solutions designed to help you accomplish great things.
We believe transportation should help you move forward—not hold you back. That's why we offer competitive rates, local decisions, and resources that make the vehicle buying and refinancing process easier.
- Save time with convenient pre-approval.
- Save money with competitive auto loan rates.
- Shop confidently with vehicle buying resources.
- Keep more money available for the goals that matter most.
Promotional offer subject to credit approval, eligibility requirements, and full disclosure details below.
See How Much More Your Money Could Accomplish
What Could Refinancing Save You?
Your auto loan should help your budget, not hold it back. See how Downriver CU may help you lower your payment and keep more money for what matters.
We’ll estimate your new rate by reducing your current rate by up to 2.50%, with a minimum estimated rate of 3.00% APR.
Promotion Details
*APR = Annual Percentage Rate. Estimated payment examples are for illustrative purposes only and do not guarantee individual savings. Actual payment reduction may vary based on loan amount, term, creditworthiness, collateral qualifications, and underwriting criteria. Offer valid on vehicle loans refinanced from another financial institution between June 1, 2026 and July 31, 2026. Rate reduction of 2.50 percentage points applies to applicant’s current qualified auto loan rate and is subject to minimum floor APR of 3.00%. Existing Downriver Community Federal Credit Union loans are not eligible. $250 cash back provided at loan closing. Example payment on advertisements and in-branch marketing is based on a $32,000 vehicle loan with 72 monthly payments. Subject to credit approval and normal underwriting guidelines. Well-qualified borrowers only. Membership eligibility required. Other restrictions may apply.
More Helpful Auto Resources
Looking for a car, but don't know where to turn? Check out our indirect car buying and loan service.
*Please Note: Loan applications applied using this indirect service are not eligible for the current auto loan promotion.
New & Used Vehicle Loans
Whether you're heading to work, taking your family on new adventures, or replacing a vehicle you depend on every day, Downriver CU provides simple financing solutions that help you accomplish great things.
We make vehicle financing simple with competitive rates, flexible terms, and local support from people who care about helping you move forward with confidence.
- Competitive rates that may help lower your monthly payment
- Flexible terms designed to fit your budget
- Convenient pre-approval so you can shop with confidence
- Online, phone, or in-branch application options
- Optional GAP Protection for added peace of mind
- Optional Mechanical Breakdown Protection to help protect your investment
Our team is here to answer your questions, simplify the process, and help you choose financing that supports your goals.
Already Have a Vehicle Loan?
If your current vehicle loan is with another financial institution, refinancing with Downriver CU may help lower your payment, reduce your interest rate, or free up money for other financial goals.
Our team can review your current loan and help determine whether refinancing could save you money.
- Lower your monthly payment
- Reduce your interest rate
- Keep more money in your budget
- Reach other financial goals sooner
Helping People Use Money to Accomplish Great Things!
