Business Loans
Whether you're purchasing business equipment, financing a vehicle, or investing in owner-occupied commercial property, Downriver CU can help connect your business with secured lending solutions designed to support responsible growth.
As a community-focused credit union with strong roots in the Downriver area, we understand that every business has different goals, challenges, and opportunities. Our team is here to help you start the conversation and connect with experienced business lending resources.
Similar to the way Downriver CU partners with the Mortgage Center to provide residential mortgage solutions, we partner with Commercial Alliance to provide business lending expertise and access to secured financing options designed to support local businesses.
Our team remains your local point of contact and is here to help guide you through the process every step of the way.
Commercial Alliance is a credit union service organization specializing in business lending. Through our partnership, Downriver CU members have access to experienced commercial lending professionals and secured financing solutions.
- Purchase equipment, machinery, or vehicles used in your business.
- Invest in owner-occupied commercial property.
- Refinance eligible business assets or real estate.
- Support responsible growth backed by collateral.
- Keep your business moving toward its next goal.
Business Lending Options
Through our partnership with Commercial Alliance, Downriver CU helps connect local businesses with secured lending solutions designed to support business assets and long-term success.
Equipment Loans
Finance equipment and machinery that help your business operate more efficiently, serve customers, and support future growth.
Business Vehicle Loans
Purchase or refinance cars, trucks, vans, trailers, and other titled vehicles used in your business operations.
Commercial Real Estate Loans
Purchase or refinance owner-occupied commercial property to give your business room to grow and build long-term value.
Business Credit Cards
Manage everyday purchases and separate business expenses with a convenient credit card solution.
Business lending generally focuses on secured financing supported by acceptable collateral, such as titled vehicles, equipment, or real estate. Inventory-based and accounts receivable-based financing are not currently offered.
A Simple Way to Get Started
- Tell Downriver CU about your business and what you're trying to accomplish.
- We help connect you with Commercial Alliance for business lending guidance.
- Commercial Alliance reviews your request, collateral, and available financing options.
Helping People Use Money to Accomplish Great Things also means helping local business owners access trusted resources that support responsible growth and long-term success.
Request Business Lending Information
Business Loan Application Documents
When you're ready to move forward, these documents can help prepare the information needed for business lending review.
- Application Checklist
- Business Credit Application
- Business Debt Schedule
- Personal Financial Statement
- Environmental Questionnaire
- Real Estate Cash Flow Template
- VISA Business Credit Card Agreement
Have questions about which documents apply to your request? Contact our team before submitting your application.
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